Welcome to credify.zynkmoney.com. Your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your information when you use our website and services.

1. Information We Collect

a) Personal Information

Name (if provided)
Email address (if provided)
Age and demographic details
Financial inputs such as income, loan status, EMI, credit usage, and related data entered by you

b) Payment Information

Payments are processed securely through third-party providers (e.g., Razorpay). We do not store your card details, UPI credentials, or banking information.

c) Technical & Usage Data

IP address
Device type and browser
Pages visited and time spent
Interaction data (clicks, form submissions)

2. How We Use Your Information

Generate AI-based financial and credit analysis reports
Improve our services and user experience
Process payments and confirm transactions
Prevent fraud and misuse
Communicate important updates (if applicable)

3. Data Sharing

We do not sell or rent your personal data. We may share limited data with payment processors, cloud services (Firebase), AI service providers, and legal authorities if required.

4. Data Security

We implement reasonable security measures, including HTTPS encryption and secure cloud infrastructure. However, no method of transmission over the internet is completely secure.

5. Cookies & Tracking

We may use cookies to enhance experience, analyze performance, and understand behavior. You can disable cookies through your browser settings.

6. Third-Party Services

Our platform integrates with Razorpay, Firebase, and Google AI. These services have their own privacy policies, and we are not responsible for their practices.

7. Data Retention

We retain user data only for as long as necessary to provide services, improve our platform, and comply with legal obligations.

8. User Rights

You have the right to request access, correction, or deletion of your data. Contact us at support@credify.com for requests.

9. Contact Us

If you have any questions regarding this Privacy Policy, contact: support@credify.com